banks generally charge about $3 when atms are used by noncustomers. an estimated $7.1 billion in fees were generated by atms last year. >>> you know, in sports they say a win is a win but apparently that's not the case in court. the economy is sending more and more people to small claims court trying to collect money owed to them. but on the consumerwatch, julie watts shows us why a win there may not lead to a payoff. >> reporter: actually, collecting a win in small claims could actually cost you more than the debt itself. one of our viewers learned the hard way, winning may not always be worth it. >> the court is not going to hold your hand. >> reporter: she knows the thrill of winning in small claims court. she never anticipated the headaches of collecting. >> i mean, we're not talking millions. we're talking about $460. >> reporter: that's money she won in the small claims judgment over a year ago. but even though she tried to collect several times, in person, with a sheriff, she has had no luck. >> just like a big bank can't collect money against